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Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.
⚡ Next business day funding View offer
APR
7.74–35.99%
Amount
$1k–$50k
Term
24–84mo

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.
⚡ Approved in as little as 1 hour, funded next business day View offer
APR
5.96–35.99%
Amount
$1k–$40k
Term
24–60mo

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

SoFi offers a approach to debt consolidation with and flexible terms.
⚡ Same day funding available View offer
APR
7.74–35.49%
Amount
$5k–$100k
Term
24–84mo

Best for: Best for borrowers who require immediate cash and have a steady income to meet repayment requirements.

Speedy Cash is for those needing quick access to funds but can come with high APRs that may not be suitable for everyone.
⚡ Same day View offer
APR
36.0–199.0%
Amount
$50–$5k
Term
≤24mo

Best for: This service is best for borrowers needing fast funds without the hefty fees of traditional payday loans.

RISE Credit is for those seeking quick emergency cash, but be wary of high APRs.
⚡ Next business day View offer
APR
60.0–199.0%
Amount
$500–$5k
Term
4–26mo

Best for: This service is best for individuals needing immediate financial assistance and who may have trouble qualifying with other lenders.

NetCredit provides quick access to personal loans, but high APRs make it costly for long-term borrowing.
⚡ Next business day View offer
APR
34.0–155.0%
Amount
$1k–$10k
Term
6–60mo