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● Best for: Individuals in Ireland with a good credit score looking for fast access to personal loans under €30,000.

Revolut's personal loan features a low starting APR of 6.5%, appealing for those seeking quick funding. However, the variable rate can rise, making it costly for long-term borrowers.
⚡ Apply in-app, quick decision View offer →
APR
6.5–12.99%
Amount
€2k–€30k
Term
12–60mo

● Best for: Homeowners or individuals needing funding for large purchases who already hold a PTSB current account.

With starting at 5.99% APR, this loan is suitable for larger borrowing needs. However, the requirement of a PTSB current account might limit its appeal for new customers.
⚡ Approval in minutes online or in-app View offer →
APR
6.2–8.8%
Amount
€1.5k–€75k
Term
12–60mo

● Best for: This loan is best for those needing a significant amount of funding, with loans ranging from €5,000 to €75,000.

The Avant Money Personal Loan offers flexible amounts and terms, making it a viable option for borrowers with good credit.
⚡ Apply online, approval subject to review View offer →
APR
6.1–19.9%
Amount
€5k–€75k
Term
12–120mo

● Best for: These loans are best for individuals seeking a personal loan with lower APR rates and a community-oriented approach to lending.

Irish Credit Union personal loans offer community-focused lending with flexible terms, making them suitable for various borrowing needs.
⚡ Varies by credit union, many offer quick approval View offer →
APR
8.0–12.68%
Amount
€1k–€75k
Term
12–120mo

● Best for: Ideal for customers seeking a straightforward personal loan with fixed rates for various purposes, from home improvements to personal expenses.

An Post offers competitive rates for personal loans, particularly appealing for those looking to borrow under €30,000.
⚡ Apply online View offer →
APR
6.9–19.9%
Amount
€5k–€75k
Term
12–84mo

● Best for: This loan is best for borrowers looking for a quick application process and the ability to borrow significant sums without needing savings.

The Bank of Ireland Personal Loan offers flexible terms and competitive rates, making it a solid option for those in need of financing.
⚡ Online applications in about 15 minutes for existing customers View offer →
APR
7.1–8.9%
Amount
€2k–€75k
Term
12–60mo