Compare personal loans

● Best for: Individuals with a good credit score looking for flexible auto financing options.

Capital One Auto Finance offers a user-friendly pre-qualification process that won't affect your credit score, making it prospective car buyers. However, be aware that their APR can reach up to 14.99%, which may be high for some.

● Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

Discover Personal Loans offer competitive rates and no fees, making them a solid choice for those in need of funding.

● Best for: This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.

● Best for: This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.

Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.

● Best for: Existing Wells Fargo customers with a credit score of 660 or higher who need flexible loan amounts.

Wells Fargo provides competitive loan amounts and fast funding, making it existing customers. However, the minimum credit score requirement of 660 may exclude many potential borrowers.

● Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

● Best for: This service is best for those looking to finance a used car purchase conveniently through CarMax's extensive inventory.

CarMax Auto Finance offers flexible financing options for used vehicles, but be prepared for potentially high APR rates.

● Best for: Borrowers with good credit who want a truly fee-free debt consolidation loan

Marcus stands out for its true no-fee structure — no origination fee, no prepayment penalty, no late fees on first missed payment. Backed by Goldman Sachs.

● Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

College Ave offers a flexible and competitive solution for financing education, but potential borrowers should be cautious about the variable rates.

● Best for: This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

● Best for: This service is best for those seeking interest-free payment options and a straightforward repayment process without hidden fees.

Affirm offers a flexible buy now, pay later solution with transparent terms, making it a viable choice for budget-conscious shoppers.

● Best for: These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.

Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.

● Best for: Borrowers with significant credit card debt who want a structured payoff plan

Payoff is exclusively for credit card debt payoff — they send funds directly to your credit card companies. The FICO score tracking and financial wellness tools are genuine value-adds.

● Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

● Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.

● Best for: This service is ideal for borrowers who are new to credit and need a manageable loan for personal expenses, ranging from $300 to $18,500.

Oportun offers accessible personal loans for those looking to build credit, with flexible terms and no credit history required.

● Best for: This loan is best for military personnel and their families who are looking for low-interest rates on vehicle financing.

Navy Federal's auto loan rates are among the lowest available, making it a strong choice for eligible borrowers.

● Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

● Best for: Healthcare professionals (doctors, nurses, dentists) refinancing student loans

Laurel Road (a KeyBank subsidiary) specializes in refinancing for healthcare professionals — doctors, dentists, nurses. Competitive rates and parent PLUS loan refinancing available.

● Best for: This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.

Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.