Compare personal loans

● Best for: Salaried individuals aged 21+ or self-employed aged 25+ with a stable income looking for an unsecured loan.

This personal loan offers a flexible repayment term of up to 60 months, making it suitable for borrowers who need manageable payment options. However, the APR range of 22% to 28% can be higher than some competitors, which may deter those seeking lower costs.

● Best for: This loan is ideal for salaried individuals and self-employed professionals looking for amounts up to PKR 3 million with a convenient repayment period.

HBL Personal Loan is a flexible option for those needing quick cash without collateral. However, the interest rates can vary, so it’s essential to check your eligibility.

● Best for: Salaried professionals with a stable income looking for quick cash without collateral.

MCB's personal loan is appealing for its quick approval and no collateral requirement, making it suitable for urgent financial needs. However, the interest rates can be on the higher side, which may deter budget-conscious borrowers.

● Best for: Salaried individuals or self-employed professionals in need of quick access to substantial funds for personal expenses.

UBL CashPlus provides a substantial loan amount with competitive APR rates between 23% to 28%, strong option for those needing significant personal financing. However, the required documentation and approval time of 2-5 business days might not suit everyone.

● Best for: Best for salaried individuals needing quick funds without collateral.

The instant approval is especially for urgent cash needs. However, the APR ranges from 29.8% to 35%, making it relatively expensive for long-term borrowing.

● Best for: Salaried individuals earning at least PKR 25,000, looking for a personal loan within a flexible repayment term.

With one of the lowest spreads in the market, Allied Personal Finance is an excellent choice for those needing substantial funds. However, the stringent eligibility criteria might exclude some potential borrowers.

● Best for: Individuals earning a minimum salary of PKR 50,000 who need financing for weddings, education, or medical expenses.

This product provides for those seeking Shariah-compliant financing. With a fixed profit rate of 30%, it offers a path for personal needs but may not suit those requiring larger amounts or longer terms.

● Best for: Best for salaried individuals and self-employed borrowers needing quick access to funds without collateral.

JS Bank CashAsaan provides a flexible loan amount with quick approval for eligible borrowers. However, the 30% annual markup can make it costly for those who cannot repay quickly.