Compare personal loans

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Best for: This loan is best suited for salaried individuals with a good credit history looking for amounts ranging from PKR 50,000 to PKR 2 million.

MCB Bank offers a straightforward personal loan with flexible amounts and terms, ideal for those in need of quick cash.
⚡ 3-5 business days View offer
APR
25.36–27.36%
Amount
Rs50k–Rs2M
Term
12–48mo

Best for: This loan is best for salaried individuals or self-employed professionals in need of flexible borrowing options without the hassle of collateral.

Standard Chartered offers a solid personal loan option if you need funds quickly, with no collateral required. Their digital-first approach enhances the user experience.
⚡ 10 working days View offer
APR
22.0–28.0%
Amount
Rs30k–Rs4M
Term
12–60mo

Best for: Individuals earning a minimum salary of PKR 50,000 who need financing for weddings, education, or medical expenses.

This product provides for those seeking Shariah-compliant financing. With a fixed profit rate of 30%, it offers a path for personal needs but may not suit those requiring larger amounts or longer terms.
⚡ Via branch or call 021 111 06 06 06 View offer
APR
30.0%
Amount
Rs50k–Rs4M
Term
12–48mo

Best for: This loan is ideal for salaried individuals and self-employed professionals looking for amounts up to PKR 3 million with a convenient repayment period.

HBL Personal Loan is a flexible option for those needing quick cash without collateral. However, the interest rates can vary, so it’s essential to check your eligibility.
⚡ Via HBL Mobile App View offer
APR
21.36–35.99%
Amount
Rs25k–Rs3M
Term
12–48mo

Best for: Best for salaried individuals and self-employed borrowers needing quick access to funds without collateral.

JS Bank CashAsaan provides a flexible loan amount with quick approval for eligible borrowers. However, the 30% annual markup can make it costly for those who cannot repay quickly.
⚡ Same day via JS Mobile View offer
APR
26.0–30.0%
Amount
Rs60k–Rs4M
Term
12–48mo

Best for: This loan is best for salaried individuals or self-employed professionals seeking quick access to funds up to PKR 3 million.

UBL CashPlus offers a robust personal loan option with quick processing and high limits, but be mindful of potential hidden fees.
⚡ 2-5 business days View offer
APR
23.0–28.0%
Amount
Rs50k–Rs3M
Term
12–48mo

Best for: Best for salaried individuals needing quick funds without collateral.

The instant approval is especially for urgent cash needs. However, the APR ranges from 29.8% to 35%, making it relatively expensive for long-term borrowing.
⚡ Instant via Alfa App (60 seconds for eligible) View offer
APR
29.8–35.0%
Amount
Rs50k–Rs3M
Term
12–48mo

Best for: This loan is best for salaried individuals looking for personal loans ranging from PKR 30,000 to PKR 3 million with manageable repayment terms.

Allied Personal Finance offers flexible borrowing options with competitive rates, making it a solid choice for various financial needs.
⚡ 3-5 business days View offer
APR
28.8–29.8%
Amount
Rs30k–Rs3M
Term
12–48mo

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