Compare personal loans

● Best for: This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.

The Kotak Mahindra Bank Personal Loan offers a convenient, fully digital application process with competitive interest rates, making it an attractive option for borrowers with good credit.

● Best for: Buyers who value doorstep service convenience.

Good option with doorstep service and quick turnaround.

● Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

ICICI Bank's standout feature is the massive ₹3 crore loan limit — the highest among major Indian banks — and the generous ₹20 lakh no-margin threshold. Rates are mid-range for a private bank, and the flexible repayment structures (PSI/SI/EMI) genuinely help students manage cash flow during the moratorium period.

● Best for: This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.

IDFC FIRST Bank offers a streamlined personal loan process with competitive rates, making it suitable for those looking for quick financial solutions.

● Best for: Tech-savvy buyers preferring digital loan experience.

Strong digital experience for tech-savvy bike buyers.

● Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

HDFC Bank charges a premium on interest rates compared to PSU banks, but makes up for it with significantly faster processing and a smoother application experience. The unsecured limit of up to ₹50 lakh at select premier institutes is exceptionally generous.

● Best for: This loan is best for individuals seeking flexible financing options with a reliable institution.

SBI Personal Loan offers competitive interest rates, making it a solid choice for borrowers with high credit scores.

● Best for: Hero brand buyers wanting instant dealership financing.

Best for Hero brand buyers with seamless dealership financing.

● Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

PNB's Saraswati scheme offers some of the lowest education loan rates in India at 6.85% p.a. for premier institutes. The 0.50% concession for female students and nil processing fees are genuine advantages. However, the scheme is heavily focused on merit-based admissions and may not suit students at non-premier institutions.

● Best for: This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

HDFC Bank offers competitive personal loans with quick disbursal options, making it appealing for urgent financial needs.

● Best for: Salaried individuals or self-employed professionals with a stable income looking to finance a vehicle purchase up to ₹1 crore.

With an APR range of 8.75% to 12.5%, Axis Bank's car loan is a good option for those seeking quick funding and flexible terms. However, applicants should be prepared for the income verification process, which can be stringent.

● Best for: Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.

Bank of Baroda matches SBI on rates (sometimes even beats it at 6.85%) and offers one of the highest loan limits among PSU banks at ₹1 crore. The multiple scheme options (Vidya, Gyan, Scholar) give genuine flexibility, though navigating which scheme you qualify for can be confusing.

● Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

Axis Bank offers competitive personal loan rates with flexible repayment options, making it a solid choice for borrowers with a good credit score.

● Best for: Existing HDFC Bank customers wanting quick approval.

Best balance of rates and speed from Indias leading private bank.

● Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

Axis Bank straddles the line between PSU affordability and private bank speed. The rate range is wide (6.90%-13.50%), meaning premier-institute students get near-PSU rates while others may face steep costs. Good for study-abroad financing with higher loan limits.

● Best for: This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.

Poonawalla Fincorp offers a reliable personal loan solution with competitive rates and a quick online application process.

● Best for: It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.

HDFC Bank's new car loan options are appealing for those seeking flexible financing.

● Best for: Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.

Canara Bank's Vidya Turant is a standout PSU education loan — the 7.35% starting rate is competitive, and the ₹1 crore limit under the master's degree scheme matches the best in the industry. The scheme categorisation by institution type gives genuine rate advantages to premier institute students.

● Best for: This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

ICICI Bank offers a streamlined personal loan process with competitive rates, making it a solid choice for borrowers with high credit scores.

● Best for: This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.

ICICI Bank's car loans provide a flexible financing option for buyers looking for competitive rates and quick approval.