Compare personal loans

● Best for: Existing Barclays customers who want a straightforward loan with quick approval.

Solid all-rounder from a trusted high-street bank. Best rates reserved for existing customers with strong credit.

● Best for: Homeowners with good credit looking to fund renovation projects between £1,000 and £25,000.

The approval time of 1-2 days is advantageous for urgent projects, but the APR range of 4.9% to 14.9% may make it costly for long-term borrowing. It's best suited for homeowners with good credit seeking immediate funding.

● Best for: Best for small businesses seeking fast access to capital.

Tide Business Loans provide quick approval times, making them for urgent funding needs. However, the minimum APR of 9.9% can be steep for long-term borrowing.

● Best for: Best suited for UK residents looking for competitive rates on car loans with access to various lenders.

Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.

● Best for: People locked out of mainstream lending who need a small emergency sum quickly.

This is high-cost credit — only consider it as a genuine last resort when you've exhausted all other options including credit unions.

● Best for: Starling customers who need a small, short-term loan with no paperwork.

Convenient for small, quick borrowing through the app — but limited to £5k max, which rules it out for bigger needs.

● Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

● Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.

Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.

● Best for: This loan is best for individuals seeking quick access to funds, especially those with lower credit scores.

Ocean Finance offers a range of personal loans with flexible terms, but high APR rates may deter some borrowers.

● Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

● Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.

Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.

● Best for: This service is best for individuals with good credit ratings looking for loans between £1,000 and £25,000, especially for larger amounts where lower rates apply.

Novuna Personal Finance offers flexible personal loans with competitive rates, ideal for those seeking straightforward borrowing options without penalties for early repayment.

● Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.

MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.

● Best for: Straightforward borrowers who want a no-nonsense loan from a recognised high-street bank.

Honest mid-tier option. Nothing flashy, but reliable with decent rates for good credit profiles.

● Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.

● Best for: People who want to check their rate with zero credit score impact before committing.

Surprisingly competitive from the insurance giant. The soft-search tool is useful — lets you check your rate without affecting your credit score.

● Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

● Best for: Ideal for those seeking quick access to funds and who may have building credit profiles.

Lendable offers a flexible personal loan option with competitive rates but potential drawbacks in interest rates for lower credit tiers.

● Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan.

CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.

● Best for: Borrowers who want flexibility to overpay and potentially clear the loan early.

Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.