Compare personal loans

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We aggregate and compare offers from third-party lenders. We do not provide loans directly.

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● Best for: This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.

Westpac offers competitive fixed-rate personal loans suitable for various needs, but terms and eligibility criteria can be stringent.
⚡ Same day for eligible customers View offer →
APR
7.0–21.99%
Amount
A$4k–A$50k
Term
12–84mo

● Best for: Best for Australian residents looking to finance a new or used vehicle, especially Toyotas.

This car loan is a solid choice for those purchasing a Toyota, offering tailored financing and fixed rates.
APR
7.0–12.0%
Amount
A$5k–A$150k
Term
12–60mo

● Best for: This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.

Liberty Financial offers accessible personal loans tailored for those with less-than-perfect credit histories, making it a viable option for many borrowers.
⚡ Get personalised rate in minutes View offer →
APR
5.67–24.99%
Amount
A$3k–A$80k
Term
36–84mo

● Best for: This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.

Westpac's car loan features competitive rates and flexible terms, making it a solid choice for many borrowers.
APR
6.49–12.99%
Amount
A$5k–A$100k
Term
12–84mo

● Best for: Individuals with strong credit histories seeking a personal loan for major expenses or consolidating debt.

The ING Personal Loan offers competitive fixed rates starting at 6.19% p.a., making it suitable for those looking for predictable repayments. However, applicants with lower credit scores may face higher rates.
⚡ Same day for eligible customers View offer →
APR
6.19–19.99%
Amount
A$5k–A$60k
Term
12–84mo

● Best for: This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.

Plenti's secured car loan is a suitable option for those needing a flexible loan for their vehicle, especially with quick approval.
⚡ Personalised rate in as little as 60 seconds; average settlement about 24 hours View offer →
APR
7.49%
Amount
A$5k–A$75k
Term
36–84mo

● Best for: This loan is best for those with a strong credit history looking for a reliable lender with established customer service.

The Commonwealth Bank Personal Loan offers competitive rates and flexible terms, making it a solid choice for eligible borrowers.
⚡ Same day for eligible customers View offer →
APR
7.25–22.25%
Amount
A$4k–A$50k
Term
12–84mo

● Best for: This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.

NAB's secured car loan offers flexibility and competitive rates for borrowers looking to finance a vehicle.
⚡ Same day approval with funds within one business day after agreement View offer →
APR
6.74–13.54%
Amount
A$10k–A$100k
Term
12–84mo

● Best for: This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.

Plenti offers a flexible personal loan option for those looking to build their credit. However, the lack of a dedicated page means information may be limited.
⚡ Funds in as little as 24 hours from approval View offer →
APR
6.17–24.09%
Amount
A$2k–A$75k
Term
12–84mo

● Best for: Borrowers with a steady income and good credit seeking a loan for a new or used vehicle.

CommBank offers one of the more competitive fixed rates for car loans, but the eligibility criteria can be strict, particularly for those with lower credit scores. It's a good fit for borrowers looking for a loan with fixed repayments but may not suit those needing more flexible terms.
APR
6.79–10.79%
Amount
A$4k–A$120k
Term
12–84mo

● Best for: This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.

Harmoney offers a streamlined online personal loan experience, ideal for those seeking quick access to funds without the hassle of branch visits.
⚡ Fast online approval, funds within 24 hours View offer →
APR
5.76–24.03%
Amount
A$2k–A$70k
Term
24–84mo

● Best for: Individuals with a good credit rating seeking a personal loan to fund significant expenses like home renovations or debt consolidation.

With starting at 5.95%, OurMoneyMarket personal loans are an for those with good credit looking for substantial borrowing. However, the higher APR can reach up to 18.99%, which may deter some borrowers.
⚡ Fast online approval View offer →
APR
5.95–18.99%
Amount
A$5k–A$75k
Term
24–60mo

● Best for: Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.

The ANZ Personal Loan offers competitive rates and flexible options, making it a solid choice for borrowers with good credit.
⚡ Apply online View offer →
APR
7.49–19.99%
Amount
A$5k–A$75k
Term
12–84mo

● Best for: This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.

The NAB Personal Loan offers flexibility with no monthly fees, making it a practical choice for various financial needs.
⚡ Apply online View offer →
APR
7.5–12.99%
Amount
A$5k–A$55k
Term
12–84mo

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